Risk Futures Lab
Shaping tomorrow’s risk landscape, today
What is the Risk Futures Lab?
The Risk Futures Lab is an innovation platform where insurers, reinsurers, brokers, investors, and tech ventures co‑develop solutions that turn emerging risk realities into resilience and revenue. We’re built for leaders who are done with endless pilots and ready to scale impact.
From extreme‑weather resilience to AI‑powered operations and future‑proof health solutions, we turn complex challenges into actionable opportunities.
Want to join the Lab? Let's TalkWhy the Risk Futures Lab exists
A growing protection gap
In 2024, disaster events caused USD 318 billion in economic losses—yet only 43 % was insured, leaving a USD 181 billion gap. Traditional models can’t keep up.
Opportunity: Close the protection gap with modern risk solutions—parametric and micro‑covers, climate analytics, public‑private risk pools and resilience‑linked finance—to expand insurability and speed recovery.
At the Risk Futures Lab, our ultimate goal is to help capital providers co‑design and implement gap‑closing products and services using advanced analytics, event triggers, and outcome metrics.
Rising risk complexity
Extreme weather, demographic shifts, AI and behavioural change are converging to create systemic risks that demand advanced infrastructure and deep collaboration.
Opportunity: Build integrated resilience across enterprises—linking extreme weather, supply chain, and societal risks.Â
 At the Risk Futures Lab, we convene public‑private partnerships and run scenario‑led design sprints to map interdependencies, prototype system‑level interventions, and produce board‑ready roadmaps that translate complexity into action.
AÂ first-mover advantage
Every dollar invested in resilience saves thirteen dollars in future damage and cleanup costs. Winners act early.
Opportunity: Turn preparedness into underwriting alpha and new revenue: earlier loss avoidance, better capital efficiency, preferential regulatory positioning, and leadership in AI‑enabled risk services.Â
At the Risk Futures Lab, we fast‑track discovery‑to‑deployment, quantify Resilience ROI (losses avoided, productivity protected, capital benefits), and align launch messaging so first movers capture mindshare and market share.
Our mission
We turn emerging risk realities into actionable resilience. By moving from foresight to adoption at scale, we enable insurance leaders to anticipate, prevent, and reduce the risks shaping tomorrow’s customers, communities, and markets.
What the Risk Futures Lab does
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Catalyze systemic impact
- Convert emerging risks into adopted resilience solutions across climate, AI operations, and health.
- Measure progress using a Resilience Innovation Index.
- Scale proven initiatives across markets.
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Facilitate radical partnerships
- Run quarterly execution sprints with insurers, ventures, and ecosystem partners.
- Operate a trusted Digital Risk Collaboration Hub for deal-making and adoption.
- Align partners through frameworks and blueprints.
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Bridge theory to execution
- Run scenario stress tests using the Four Futures of Risk framework.
- Deliver resilience roadmaps and execution sandboxes.
- Produce decision-grade intelligence for insurers and investors.
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Reframe insurance as a force for good
- Co-develop resilience-first products, including mitigation-linked parametrics.
- Measure resilience impact across every initiative.
- Publish an annual State of Risk Co-Creation benchmark study.
Why join the Risk Futures Lab?
Risk isn’t just about covering losses anymore—it’s the next growth frontier. Extreme‑weather resilience alone represents a USD 500 billion opportunity. The time to act is now.
Insurance Executives
Lead in resilience, compliance and customer trust.
Tech Venture Founders
Scale your solutions through real‑world adoption and enterprise partnerships.
Investors & Policymakers
Gain data‑driven foresight and join practical collaboration platforms.
Shape the future of resilience. Capture tomorrow’s growth.
Meet the Advisory Board
Build, grow and scale faster with us
Through years championing corporate innovation in risk and insurance, we’ve built a robust yet flexible framework that aligns with your resilience strategy and maximizes success for forward‑thinking insurers, reinsurers and investors.
- Discover emerging risk patterns and ventures solving tomorrow's protection gap.
- Investigate through scenario stress tests and rigorous technical validation.
- Validate with enterprise-led initiatives that demonstrate ROI and quantify resilience impact.
- Adopt seamlessly using board-ready roadmaps and integration playbooks.
- Activate strategic partnerships through curated partnerships and strategic communications.
- Amplify market leadership via thought leadership, public-private engagement, and targeted reporting.
Remember: every dollar invested in resilience saves thirteen dollars in future economic damage.
Your VCM Readiness
Are you venture-client ready across all the key dimensions of success?
We have been featured in many mainstream and FutureTech publications. Learn more here.
Let's talk!
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