Risk Futures Lab
Shaping tomorrow’s risk landscape, today
The Risk Futures Lab is where insurers, reinsurers, brokers, investors and tech ventures come together to reimagine risk.
From climate resilience to AI ethics, from cyber threats to health and longevity, we turn complex challenges into scalable opportunities.
Want to join the Lab? Let's TalkWhy the Risk Futures Lab exists
A growing protection gap
In 2024, disaster events caused USD 318 billion in economic losses. Only 43% were insured, leaving a USD 181 billion protection gap (57% uninsured). Traditional models are no longer enough.
The Opportunity... Close the protection gap with modern risk solutions (parametric and micro‑covers, climate risk analytics, public‑private risk pools, resilience‑linked finance) that expand insurability and speed recovery.
At the Risk Futures Lab, our ultimate goal is to help carriers, reinsurers, capital providers and cities co‑design and pilot gap‑closing products—using advanced hazard/vulnerability analytics, event triggers (parametric), and outcome metrics that demonstrate societal impact and business growth.
Rising risk complexity
Climate change, cybercrime, demographic shifts and workforce transformation are converging, creating systemic risks that demand systemic solutions and multistakeholder cooperation.
The Opportunity... Build integrated resilience: cross-enterprise risk intelligence that links climate, cyber, supply-chain, and societal risks. This means that we must evaluate shared data standards, stress-tested playbooks, and governance for AI, misinformation, and third-party exposure.
 At the Risk Futures Lab, we convene public-private coalitions and run scenario-led design sprints to map interdependencies, prototype system-level interventions (e.g., resilience credits, data-sharing frameworks), and publish board-ready roadmaps that convert complexity into coordinated action.
AÂ first-mover advantage
Every $1 invested in resilience saves $13 in future economic damage and cleanup costs. The winners will be those who act early, not late.
The Opportunity... Turn preparedness into underwriting alpha and new revenue: earlier loss‑avoidance, better capital efficiency, preferred regulatory and partner positioning and leadership in AI‑enabled risk services as investment flows toward data and automation.
At the Risk Futures Lab, our goal is to fast-track discovery-to-pilot for resilience solutions, quantify the Resilience ROI (losses avoided, productivity protected, and capital benefits), and align launch messaging so that first movers capture both mindshare and market share.
Our mission
To bridge the gap between emerging risk realities and actionable resilience. We empower insurers to anticipate, prevent, and insure the risks that matter most for tomorrow’s world.
What the Risk Futures Lab does
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Catalyze systemic impact
- Launch 10+ product pilots each year in climate, AI, cyber, and health.
- Track innovation with a Resilience Innovation Index.
- Scale 3+ validated ventures annually into the market.
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Facilitate radical collaboration
- Run quarterly Innovation Sprints with startups, corporates, and regulators.
- Build a Digital Risk Collaboration Hub including 100+ members.
- Align partners through proven venture-client frameworks.
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Bridge theory to execution
- Run scenario stress tests using the Four Futures of Risk framework.
- Deliver resilience roadmaps and regulatory sandboxes.
- Produce tech intelligence reports for insurers and investors.
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Reframe insurance as a force for good
- Co-develop resilience-first products (e.g., mitigation-linked parametrics).
- Measure ESG impact in every project.
- Publish annual State of Risk Co-Creation benchmarks.
Join the trillion-dollar opportunity
Risk is no longer just about loss—it’s a growth frontier. With climate resilience alone representing a $500 billion opportunity, the time to act is now.
Insurance Executives
Seeking to lead in resilience, compliance, and customer trust.
Tech Venture Founders
Aiming to scale solutions with real-world pilots and enterprise adoption.
Investors & Policymakers
Looking for data-driven foresight and practical collaboration platforms.
Shape the future of resilience. Capture tomorrow’s growth.
Meet the Advisory Board
Build, grow and scale faster with us
Through years championing corporate innovation in risk and insurance, we have developed a robust yet flexible framework that aligns with your company's resilience strategy and maximizes success for the most forward-thinking insurers, reinsurers, and investors.
- Discover emerging risk patterns and ventures solving tomorrow's protection gap
- Investigate through scenario stress tests and rigorous technical validation
- Validate with enterprise pilots that prove ROI and quantify resilience impact
- Adopt seamlessly using board-ready roadmaps and integration playbook
- Activate strategic partnerships through public-private coalitions and Innovation SprintsÂ
- Amplify market leadership via thought leadership, regulatory engagement, and targeted reporting
By implementing this approach, organizations foster a more entrepreneurial culture, encouraging agility, innovation, and the proactive mindset needed to turn complex risk challenges into scalable opportunities.
The result: every $1 invested in resilience saves $13 in future economic damage.
Your VCM Readiness
Are you venture-client ready across all the key dimensions of success?
We have been featured in many mainstream and FutureTech publications. Learn more here.
Let's talk!
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